Professions / Finance

Occupational licensing · Finance · 51 state boards

Insurance Agent Licensing Requirements by State

Insurance Agent licensing rules differ by state. According to the National Conference of State Legislatures (NCSL) compilation and responsible state boards (current as of May 15, 2026), this registry compares education hours, initial and renewal fees, exams, background checks and reciprocity notes across 51 boards. Use the table to compare differences, then verify the current rule with the responsible board before applying.

Insurance Agent across 51 state boards. Nearest coverage peers (51-state band): Certified Public Accountant (CPA), Debt Collector, Mortgage Loan Originator.

States regulated
51
Avg initial fee
$126
Require an exam
100%
Avg education hours
48
View saved licenses

Board Pathway Strip

Insurance Agent: 51 boards · ~48 avg pre-licensure hrs · exam on 100% · background check on 100% · avg first fee $126. Same-lane boards: Certified Public Accountant (CPA), Debt Collector, Mortgage Loan Originator.

Insurance Agent48 hrsArmed Security Guard41 hrsChildcare Center Director55 hrsProcess Server26 hrsMortgage Loan Originator20 hrs
Pre-licensure hour neighbourhood for Insurance Agent

Insurance Agent vs. every tracked profession

Average confirmed pre-licensure education hours, board-sourced state requirements

48 39th of 47 higher than 8 of 47 professions

professions with confirmed education-hour requirements, bucketed by value

Each bar is a band; taller bars hold more professions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source PlainCredential NCSL and state-board corpus · 2026

Sells insurance policies. Requires state producer exam.

Insurance Agent initial fees swing $20 (NH) to $247 (CA), a $227 spread across 51 boards ; Certified Public Accountant (CPA) often lands on a different fee band.

Board thresholds for Insurance Agent drift board-to-board; the same pattern shows up on Certified Public Accountant (CPA) and Debt Collector in finance. Methodology notes live on our methods page.

Insurance Agent states

51

Above median

Insurance Agent edu hrs

48 hrs

Bottom quartile, lowest

Insurance Agent first fee

$126

Below median

Insurance Agent renewal

$103

Below median

Board gates for Insurance Agent: exam on 51/51 (100%), background check on 51/51 (100%) , CE on 51/51 (avg 24 hrs/cycle) . Stack that against Certified Public Accountant (CPA) / Debt Collector before calling this license soft or hard.

Insurance Agent: nationwide coverage neighbours

Coverage band

Hour load

Cheapest vs priciest jurisdiction for Insurance Agent

A $227 fee spread for the same credential

Initial licensing fees in New Hampshire ($ 20) and California ($ 247) bracket the field, a 12.3× spread for identical practice rights.

NH

New Hampshire

$20 initial licensing fee
Renewal cycle
2 years

CA

California

$247 initial licensing fee
Renewal cycle
2 years

Insurance Agent boards vs Certified Public Accountant (CPA) / Debt Collector - state table

51 states
State Edu. Hours Exam Init. Fee Renewal Cycle CE Hrs Same-board peer
Alabama 39 Yes $91 $76 2 yrs 24 Also Pharmacist · Process Server
Alaska 29 Yes $54 $47 2 yrs 24 Also Pesticide Applicator (Commercial) · Private Investigator
Arizona 70 Yes $211 $170 2 yrs 24 Also Registered Dietitian / Nutritionist · Secondary School Teacher
Arkansas 35 Yes $76 $64 2 yrs 24 Also Private Investigator · Real Estate Broker
California 79 Yes $247 $198 2 yrs 24 Also Septic System Installer · Taxi/Ride-Share Driver
Colorado 71 Yes $216 $173 2 yrs 24 Also Arborist / Tree Surgeon · Body Piercer
Connecticut 61 Yes $175 $142 2 yrs 24 Also Barber · Childcare Center Director
Delaware 53 Yes $147 $120 2 yrs 24 Also Body Piercer · Cosmetologist
District of Columbia 54 Yes $152 $123 2 yrs 24 Also Barber · Childcare Center Director
Florida 57 Yes $163 $132 2 yrs 24 Also Mobile Home Installer · Painter (Contractor)
Georgia 48 Yes $126 $103 2 yrs 24 Also Optometrist · Phlebotomist
Hawaii 67 Yes $202 $162 2 yrs 24 Also School Librarian / Media Specialist · Surgical Technologist
Idaho 28 Yes $51 $44 2 yrs 24 Also Veterinarian · Athletic Agent
Illinois 75 Yes $231 $185 2 yrs 24 Also Athletic Trainer · Certified Public Accountant (CPA)
Indiana 46 Yes $119 $98 2 yrs 24 Also Barber · Childcare Center Director
Iowa 31 Yes $64 $54 2 yrs 24 Also Tax Preparer · Animal Breeder
Kansas 31 Yes $60 $52 2 yrs 24 Also Marriage and Family Therapist · Notary Public
Kentucky 36 Yes $82 $69 2 yrs 24 Also Nail Technician · Pest Control Applicator
Louisiana 64 Yes $188 $151 2 yrs 24 Also Locksmith · Nail Technician
Maine 22 Yes $26 $25 2 yrs 24 Also Plumber · Real Estate Agent / Salesperson
Maryland 60 Yes $172 $139 2 yrs 24 Also Physician Assistant · Radiologic Technologist
Massachusetts 58 Yes $166 $134 2 yrs 24 Also Pharmacy Technician · Professional Engineer (PE)
Michigan 48 Yes $129 $105 2 yrs 24 Also Professional Geologist · Respiratory Therapist
Minnesota 41 Yes $101 $83 2 yrs 24 Also Registered Dietitian / Nutritionist · Secondary School Teacher
Mississippi 38 Yes $88 $74 2 yrs 24 Also School Counselor · Substitute Teacher
Missouri 40 Yes $98 $81 2 yrs 24 Also Registered Nurse · Security Alarm Installer
Montana 65 Yes $194 $156 2 yrs 24 Also School Librarian / Media Specialist · Surgical Technologist
Nebraska 30 Yes $57 $49 2 yrs 24 Also Security Alarm Installer · Tax Preparer
Nevada 73 Yes $225 $180 2 yrs 24 Also Athletic Agent · Certified Nurse-Midwife
New Hampshire 20 Yes $20 $20 2 yrs 24 Also Speech-Language Pathologist · Veterinarian
New Jersey 59 Yes $169 $137 2 yrs 24 Also Surgical Technologist · Water Well Driller
New Mexico 66 Yes $197 $159 2 yrs 24 Also Taxi/Ride-Share Driver · Arborist / Tree Surgeon
New York 55 Yes $156 $126 2 yrs 24 Also Barber · Childcare Center Director
North Carolina 47 Yes $123 $100 2 yrs 24 Also School Librarian / Media Specialist · Surgical Technologist
North Dakota 26 Yes $45 $39 2 yrs 24 Also Secondary School Teacher · Tattoo Artist
Ohio 51 Yes $138 $112 2 yrs 24 Also Barber · Childcare Center Director
Oklahoma 32 Yes $67 $56 2 yrs 24 Also Casino/Gaming Dealer · Court Reporter / Stenographer
Oregon 76 Yes $236 $189 2 yrs 24 Also Court Reporter / Stenographer · Elementary School Teacher
Pennsylvania 54 Yes $151 $122 2 yrs 24 Also Court Reporter / Stenographer · Elementary School Teacher
Rhode Island 65 Yes $191 $154 2 yrs 24 Also Pest Control Applicator · Plumber
South Carolina 33 Yes $70 $59 2 yrs 24 Also Professional Geologist · Respiratory Therapist
South Dakota 25 Yes $39 $35 2 yrs 24 Also Psychologist · Roofer
Tennessee 43 Yes $107 $88 2 yrs 24 Also Arborist / Tree Surgeon · Body Piercer
Texas 52 Yes $141 $115 2 yrs 24 Also Certified Public Accountant (CPA) · Dental Assistant
Utah 37 Yes $85 $71 2 yrs 24 Also Elevator Installer · General Contractor
Vermont 22 Yes $29 $27 2 yrs 24 Also Licensed Clinical Social Worker (LCSW) · Medical Lab Technician
Virginia 44 Yes $113 $93 2 yrs 24 Also Electrologist · Food Handler / Food Safety Certification
Washington 69 Yes $206 $166 2 yrs 24 Also Land Surveyor · Massage Therapist
West Virginia 37 Yes $85 $71 2 yrs 24 Also Pharmacist · Process Server
Wisconsin 39 Yes $95 $78 2 yrs 24 Also Medical Assistant · Optician (Dispensing)
Wyoming 23 Yes $32 $30 2 yrs 24 Also Physical Therapist · Psychologist

What to do with this

Insurance Agent is regulated in 51 states -- here's how to use that before you act.

  • Insurance Agent ranks #39 of 47 professions by average pre-licensure education hours -- see how it compares to similar roles. Browse all professions
  • #40 of 97 professions by number of states requiring a license -- see which states are strictest overall. State burden rankings
  • Initial fees for Insurance Agent range from $20 (NH) to $247 (CA) -- check whether your license transfers before assuming you'd need to pay again. Reciprocity guide

Requirements are compiled from NCSL and Institute for Justice research and verified against state board sites where possible; always confirm current rules with the licensing board before relying on any single row.

Data sourced from NCSL, Institute for Justice, and state licensing board websites. See our methodology for details.

Disclaimer: For informational purposes only; not professional licensing advice. Verify current requirements with your state board before making career decisions.

Every figure on PlainCredential is rendered directly from NCSL and state occupational- licensing board data, no number is typed in by an editor. Insurance Agent requirements from NCSL and state board schedules: 51 rows, no hand-typed figures. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.