Insurance Agent / New York
2026 data New York board official source

New York Insurance Agent License Requirements

Compiled from official public sources by the publisher.

State-board requirements, fees, and renewal cycle drawn from official regulator records.

PlainCredential home → About this data

Sells insurance policies. Requires state producer exam.

What the New York data shows for Insurance Agents

To practice as an insurance agent in New York, the state licensing board requires 55 documented education or training hours, a passing score on State Insurance Producer Exam. A criminal history background check is also part of the application. Applicants must be at least 18 years old. The regulation sits under New York's professional licensing framework, which classifies the training track as "Pre-License Course".

Budget $156 to get started, plus $126 at each renewal on a 2-year cycle. Renewal isn't the end of the cost: 24 hours of continuing education are due every 2-year cycle, a recurring time commitment worth planning for.

For insurance agents, the reciprocity picture is: Non-resident producer licenses available in most states.

Licensing Ease Score

C
Licensing Ease Score
58/100
Insurance Agent · New York

A higher score means this specific license is LESS burdensome to obtain and maintain here than the national requirement corpus, based on education hours, fees, continuing education, and experience requirements, not an overall judgment of the profession or the state.

Education & Training B
55 hours
Documented education/training hours required
Initial Fee F
$156
One-time application/license fee
Renewal Burden D
$63/yr
$126 every 2 years
Continuing Education C-
12.0 hrs/yr
24 hours every 2 years
Experience Required A+
None required
Supervised work experience required before licensure

Licensing Requirements in New York

Education / Training Hours
Pre-License Course
55 hours
Exam Requirement
State Insurance Producer Exam
Required
Initial License Fee
$156
Renewal Fee
$126
Renewal Cycle
Every 2 years
Continuing Education
24 hrs/cycle
Criminal History Check
Required
Minimum Age
18 years

Compare & Explore

Compare all states for Insurance Agent All New York licenses
Data sources: NCSL Occupational Licensing Database, Institute for Justice, state licensing boards. Verify current requirements with New York licensing authorities before making career decisions.

Frequently Asked Questions

What license do I need for Insurance Agent in New York? ▼
In New York, the license path calls for 55 education/training hours, a passing score on State Insurance Producer Exam, and a $156 initial fee. A criminal background check is required as well.
How do I get certified as an Insurance Agent in New York? ▼
To become a licensed insurance agent in New York, you must meet the state's requirements including 55 hours of education. You must also pass the required examination. Contact the New York licensing board to verify current requirements.
Can I transfer my Insurance Agent license to New York from another state? ▼
Reciprocity for insurance agents nationally works like this: Non-resident producer licenses available in most states. Beyond that baseline, interstate compacts exist for many professions and may smooth a transfer into New York. Verify the specifics with the New York licensing board.
Does New York require a background check for Insurance Agent licensing? ▼
Yes, New York requires a criminal background check as part of the insurance agent licensing process. Disqualifying offenses and review criteria are determined by the state licensing board.
What are the continuing education requirements for Insurance Agent in New York? ▼
New York ties continued insurance agent licensure to 24 continuing-education hours, due every 2 years, alongside a $126 renewal fee.

Related Guides

What to do with this insurance agent license

Insurance Agent in New York, with a documented reciprocity path, is one requirement row in an insurance agent-wide, 50-state comparison.

  • See how New York's insurance agent requirements compare to every other state before relocating. Insurance Agent in every state
  • Confirm whether your out-of-state insurance agent license transfers under an interstate compact before starting a new application. Reciprocity guide
  • See how New York's overall licensing burden compares to other states, not just this one profession. New York overview

Requirements shown are compiled from NCSL and Institute for Justice research; verify current rules with the New York licensing board before making career decisions.

Source: NCSL Occupational Licensing Database, Institute for Justice License to Work (3rd Ed.), state licensing board websites

According to the National Conference of State Legislatures and the Institute for Justice, the PlainCredential comparison corpus (current as of May 15, 2026) maps 4,947 state licensing requirement records; see the methodology.

Read our methodology - how this data is sourced, computed, and verified.