Insurance Agent / Rhode Island
2026 data Rhode Island board official source

Rhode Island Insurance Agent License Requirements

Compiled from official public sources by the publisher.

Requirements, fees, and renewal timing for this license, sourced from state board records.

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Sells insurance policies. Requires state producer exam.

What the Rhode Island data shows for Insurance Agents

Becoming a licensed insurance agent in Rhode Island means clearing a defined set of hurdles: 65 training hours, a passing score on State Insurance Producer Exam, plus a background history check once the applicant turns 18. Rhode Island regulators place this credential inside their licensing framework, which classifies the training track as "Pre-License Course".

Budget $191 to get started, plus $154 at each renewal on a 2-year cycle. Maintaining the license requires 24 hours of continuing education per 2-year cycle, an ongoing cost applicants often underestimate when budgeting the career.

For insurance agents, the reciprocity picture is: Non-resident producer licenses available in most states.

Licensing Ease Score

C
Licensing Ease Score
55/100
Insurance Agent · Rhode Island

A higher score means this specific license is LESS burdensome to obtain and maintain here than the national requirement corpus, based on education hours, fees, continuing education, and experience requirements, not an overall judgment of the profession or the state.

Education & Training B
65 hours
Documented education/training hours required
Initial Fee F
$191
One-time application/license fee
Renewal Burden F
$77/yr
$154 every 2 years
Continuing Education C-
12.0 hrs/yr
24 hours every 2 years
Experience Required A+
None required
Supervised work experience required before licensure

Licensing Requirements in Rhode Island

Education / Training Hours
Pre-License Course
65 hours
Exam Requirement
State Insurance Producer Exam
Required
Initial License Fee
$191
Renewal Fee
$154
Renewal Cycle
Every 2 years
Continuing Education
24 hrs/cycle
Criminal History Check
Required
Minimum Age
18 years

Compare & Explore

Compare all states for Insurance Agent All Rhode Island licenses
Data sources: NCSL Occupational Licensing Database, Institute for Justice, state licensing boards. Verify current requirements with Rhode Island licensing authorities before making career decisions.

Frequently Asked Questions

What license do I need for Insurance Agent in Rhode Island? ▼
Rhode Island's requirements cover 65 hours of education or training, the State Insurance Producer Exam exam, and an initial fee of $191. Applicants also go through a criminal background check.
How do I get certified as an Insurance Agent in Rhode Island? ▼
Rhode Island licenses insurance agents who complete its requirements (65 education hours) and a passing exam. Verify the latest details with the Rhode Island licensing board.
Can I transfer my Insurance Agent license to Rhode Island from another state? ▼
Insurance Agent licenses generally reciprocate as follows: Non-resident producer licenses available in most states. Interstate licensing compacts cover many professions and can further ease a move between states. The Rhode Island licensing board can confirm the current rules for your credential.
Does Rhode Island require a background check for Insurance Agent licensing? ▼
A criminal background check is mandatory for insurance agent licensing in Rhode Island. The state licensing board sets the disqualifying-offense criteria and review process.
What are the continuing education requirements for Insurance Agent in Rhode Island? ▼
Rhode Island ties continued insurance agent licensure to 24 continuing-education hours, due every 2 years, alongside a $154 renewal fee.

Related Guides

What to do with this insurance agent license

Insurance Agent in Rhode Island, with a documented reciprocity path, is one requirement row in an insurance agent-wide, 50-state comparison.

  • See how Rhode Island's insurance agent requirements compare to every other state before relocating. Insurance Agent in every state
  • Confirm whether your out-of-state insurance agent license transfers under an interstate compact before starting a new application. Reciprocity guide
  • See how Rhode Island's overall licensing burden compares to other states, not just this one profession. Rhode Island overview

Requirements shown are compiled from NCSL and Institute for Justice research; verify current rules with the Rhode Island licensing board before making career decisions.

Source: NCSL Occupational Licensing Database, Institute for Justice License to Work (3rd Ed.), state licensing board websites

According to the National Conference of State Legislatures and the Institute for Justice, the PlainCredential comparison corpus (current as of May 15, 2026) maps 4,947 state licensing requirement records; see the methodology.

Read our methodology - how this data is sourced, computed, and verified.