Insurance Agent / Tennessee
2026 data Tennessee board official source

Tennessee Insurance Agent License Requirements

Official regulator records behind the requirements, fees, and renewal cycle for this license.

Sells insurance policies. Requires state producer exam.

What the Tennessee data shows for Insurance Agents

Tennessee sets the entry bar for insurance agents at 43 training hours and a passing score on State Insurance Producer Exam. A background check is a standard part of the process, and applicants must be 18 or older. The credential is administered under Tennessee's licensing regime, which classifies the training track as "Pre-License Course".

The initial price tag is $107, and renewal costs $88 every 2 years. Renewal isn't the end of the cost: 24 hours of continuing education are due every 2-year cycle, a recurring time commitment worth planning for.

On reciprocity, insurance agents should know: Non-resident producer licenses available in most states.

Licensing Ease Score

B-
Licensing Ease Score
65/100
Insurance Agent · Tennessee

A higher score means this specific license is LESS burdensome to obtain and maintain here than the national requirement corpus, based on education hours, fees, continuing education, and experience requirements, not an overall judgment of the profession or the state.

Education & Training B
43 hours
Documented education/training hours required
Initial Fee D
$107
One-time application/license fee
Renewal Burden C+
$44/yr
$88 every 2 years
Continuing Education C-
12.0 hrs/yr
24 hours every 2 years
Experience Required A+
None required
Supervised work experience required before licensure

Licensing Requirements in Tennessee

Education / Training Hours
Pre-License Course
43 hours
Exam Requirement
State Insurance Producer Exam
Required
Initial License Fee
$107
Renewal Fee
$88
Renewal Cycle
Every 2 years
Continuing Education
24 hrs/cycle
Criminal History Check
Required
Minimum Age
18 years
Data sources: NCSL Occupational Licensing Database, Institute for Justice, state licensing boards. Verify current requirements with Tennessee licensing authorities before making career decisions.

Frequently Asked Questions

What license do I need for Insurance Agent in Tennessee?
Tennessee's requirements cover 43 hours of education or training, the State Insurance Producer Exam exam, and an initial fee of $107. Applicants also go through a criminal background check.
How do I get certified as an Insurance Agent in Tennessee?
Tennessee licenses insurance agents who complete its requirements (43 education hours) and a passing exam. Verify the latest details with the Tennessee licensing board.
Can I transfer my Insurance Agent license to Tennessee from another state?
For insurance agents, the reciprocity landscape looks like this: Non-resident producer licenses available in most states. Many professions are also covered by interstate licensing compacts that facilitate portability between states. Contact the Tennessee licensing board to confirm how it applies to your specific credential.
Does Tennessee require a background check for Insurance Agent licensing?
Background screening is part of the insurance agent licensing process in Tennessee. The state licensing board determines which offenses disqualify an applicant and how appeals are handled.
What are the continuing education requirements for Insurance Agent in Tennessee?
Tennessee ties continued insurance agent licensure to 24 continuing-education hours, due every 2 years, alongside a $88 renewal fee.

What to do with this insurance agent license

Insurance Agent in Tennessee, with a documented reciprocity path, is one requirement row in an insurance agent-wide, 50-state comparison.

  • See how Tennessee's insurance agent requirements compare to every other state before relocating. Insurance Agent in every state
  • Confirm whether your out-of-state insurance agent license transfers under an interstate compact before starting a new application. Reciprocity guide
  • See how Tennessee's overall licensing burden compares to other states, not just this one profession. Tennessee overview

Requirements shown are compiled from NCSL and Institute for Justice research; verify current rules with the Tennessee licensing board before making career decisions.

Source: NCSL Occupational Licensing Database, Institute for Justice License to Work (3rd Ed.), state licensing board websites

According to the National Conference of State Legislatures and the Institute for Justice, the PlainCredential comparison corpus (current as of May 15, 2026) maps 4,947 state licensing requirement records; see the methodology.