Insurance Agent / Massachusetts
2026 data Massachusetts board official source

Massachusetts Insurance Agent License Requirements

Compiled from official public sources by the publisher.

What the state board actually requires: fees, renewal cycle, and requirements from official records.

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Sells insurance policies. Requires state producer exam.

What the Massachusetts data shows for Insurance Agents

To practice as an insurance agent in Massachusetts, the state licensing board requires 58 documented education or training hours, a passing score on State Insurance Producer Exam. A criminal history background check is also part of the application. Applicants must be at least 18 years old. The regulation sits under Massachusetts's professional licensing framework, which classifies the training track as "Pre-License Course".

Budget $166 to get started, plus $134 at each renewal on a 2-year cycle. The license also carries an ongoing 24-hour continuing-education requirement per 2-year cycle that adds to the true cost of staying licensed.

Reciprocity for this profession works like this: Non-resident producer licenses available in most states.

Licensing Ease Score

C
Licensing Ease Score
57/100
Insurance Agent · Massachusetts

A higher score means this specific license is LESS burdensome to obtain and maintain here than the national requirement corpus, based on education hours, fees, continuing education, and experience requirements, not an overall judgment of the profession or the state.

Education & Training B
58 hours
Documented education/training hours required
Initial Fee F
$166
One-time application/license fee
Renewal Burden D
$67/yr
$134 every 2 years
Continuing Education C-
12.0 hrs/yr
24 hours every 2 years
Experience Required A+
None required
Supervised work experience required before licensure

Licensing Requirements in Massachusetts

Education / Training Hours
Pre-License Course
58 hours
Exam Requirement
State Insurance Producer Exam
Required
Initial License Fee
$166
Renewal Fee
$134
Renewal Cycle
Every 2 years
Continuing Education
24 hrs/cycle
Criminal History Check
Required
Minimum Age
18 years

Compare & Explore

Compare all states for Insurance Agent All Massachusetts licenses
Data sources: NCSL Occupational Licensing Database, Institute for Justice, state licensing boards. Verify current requirements with Massachusetts licensing authorities before making career decisions.

Frequently Asked Questions

What license do I need for Insurance Agent in Massachusetts? ▼
In Massachusetts, the license path calls for 58 education/training hours, a passing score on State Insurance Producer Exam, and a $166 initial fee. A criminal background check is required as well.
How do I get certified as an Insurance Agent in Massachusetts? ▼
Massachusetts licenses insurance agents who complete its requirements (58 education hours) and a passing exam. Verify the latest details with the Massachusetts licensing board.
Can I transfer my Insurance Agent license to Massachusetts from another state? ▼
Reciprocity for insurance agents nationally works like this: Non-resident producer licenses available in most states. Beyond that baseline, interstate compacts exist for many professions and may smooth a transfer into Massachusetts. Verify the specifics with the Massachusetts licensing board.
Does Massachusetts require a background check for Insurance Agent licensing? ▼
Background screening is part of the insurance agent licensing process in Massachusetts. The state licensing board determines which offenses disqualify an applicant and how appeals are handled.
What are the continuing education requirements for Insurance Agent in Massachusetts? ▼
To stay licensed as an insurance agent in Massachusetts, plan on 24 hours of continuing education per 2-year renewal cycle; renewal itself runs $134.

Related Guides

What to do with this insurance agent license

Insurance Agent in Massachusetts, with a documented reciprocity path, is one requirement row in an insurance agent-wide, 50-state comparison.

  • See how Massachusetts's insurance agent requirements compare to every other state before relocating. Insurance Agent in every state
  • Confirm whether your out-of-state insurance agent license transfers under an interstate compact before starting a new application. Reciprocity guide
  • See how Massachusetts's overall licensing burden compares to other states, not just this one profession. Massachusetts overview

Requirements shown are compiled from NCSL and Institute for Justice research; verify current rules with the Massachusetts licensing board before making career decisions.

Source: NCSL Occupational Licensing Database, Institute for Justice License to Work (3rd Ed.), state licensing board websites

According to the National Conference of State Legislatures and the Institute for Justice, the PlainCredential comparison corpus (current as of May 15, 2026) maps 4,947 state licensing requirement records; see the methodology.

Read our methodology - how this data is sourced, computed, and verified.