Insurance Agent / New Jersey
2026 data New Jersey board official source

New Jersey Insurance Agent License Requirements

Compiled from official public sources by the publisher.

What the state board actually requires: fees, renewal cycle, and requirements from official records.

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Sells insurance policies. Requires state producer exam.

What the New Jersey data shows for Insurance Agents

New Jersey's path to insurance agent licensure runs through 59 hours of approved instruction and a passing score on State Insurance Producer Exam, plus a criminal history screening before applicants younger than 18 can be licensed. New Jersey folds the credential into its broader occupational licensing statute, which classifies the training track as "Pre-License Course".

Budget $169 to get started, plus $137 at each renewal on a 2-year cycle. Renewal isn't the end of the cost: 24 hours of continuing education are due every 2-year cycle, a recurring time commitment worth planning for.

On reciprocity, insurance agents should know: Non-resident producer licenses available in most states.

Licensing Ease Score

C
Licensing Ease Score
57/100
Insurance Agent · New Jersey

A higher score means this specific license is LESS burdensome to obtain and maintain here than the national requirement corpus, based on education hours, fees, continuing education, and experience requirements, not an overall judgment of the profession or the state.

Education & Training B
59 hours
Documented education/training hours required
Initial Fee F
$169
One-time application/license fee
Renewal Burden D
$69/yr
$137 every 2 years
Continuing Education C-
12.0 hrs/yr
24 hours every 2 years
Experience Required A+
None required
Supervised work experience required before licensure

Licensing Requirements in New Jersey

Education / Training Hours
Pre-License Course
59 hours
Exam Requirement
State Insurance Producer Exam
Required
Initial License Fee
$169
Renewal Fee
$137
Renewal Cycle
Every 2 years
Continuing Education
24 hrs/cycle
Criminal History Check
Required
Minimum Age
18 years

Compare & Explore

Compare all states for Insurance Agent All New Jersey licenses
Data sources: NCSL Occupational Licensing Database, Institute for Justice, state licensing boards. Verify current requirements with New Jersey licensing authorities before making career decisions.

Frequently Asked Questions

What license do I need for Insurance Agent in New Jersey? ▼
New Jersey requires 59 education/training hours, passing an exam (State Insurance Producer Exam), and an initial fee of $169. A criminal background check is also required.
How do I get certified as an Insurance Agent in New Jersey? ▼
New Jersey licenses insurance agents who complete its requirements (59 education hours) and a passing exam. Verify the latest details with the New Jersey licensing board.
Can I transfer my Insurance Agent license to New Jersey from another state? ▼
Reciprocity for insurance agents nationally works like this: Non-resident producer licenses available in most states. Beyond that baseline, interstate compacts exist for many professions and may smooth a transfer into New Jersey. Verify the specifics with the New Jersey licensing board.
Does New Jersey require a background check for Insurance Agent licensing? ▼
Yes, New Jersey requires a criminal background check as part of the insurance agent licensing process. Disqualifying offenses and review criteria are determined by the state licensing board.
What are the continuing education requirements for Insurance Agent in New Jersey? ▼
Licensed insurance agents in New Jersey must complete 24 hours of continuing education every 2 years. The renewal fee is $137.

Related Guides

What to do with this insurance agent license

Insurance Agent in New Jersey, with a documented reciprocity path, is one requirement row in an insurance agent-wide, 50-state comparison.

  • See how New Jersey's insurance agent requirements compare to every other state before relocating. Insurance Agent in every state
  • Confirm whether your out-of-state insurance agent license transfers under an interstate compact before starting a new application. Reciprocity guide
  • See how New Jersey's overall licensing burden compares to other states, not just this one profession. New Jersey overview

Requirements shown are compiled from NCSL and Institute for Justice research; verify current rules with the New Jersey licensing board before making career decisions.

Source: NCSL Occupational Licensing Database, Institute for Justice License to Work (3rd Ed.), state licensing board websites

According to the National Conference of State Legislatures and the Institute for Justice, the PlainCredential comparison corpus (current as of May 15, 2026) maps 4,947 state licensing requirement records; see the methodology.

Read our methodology - how this data is sourced, computed, and verified.