Insurance Agent / New Jersey
2026 data New Jersey board official source

New Jersey Insurance Agent License Requirements

What the state board actually requires: fees, renewal cycle, and requirements from official records.

Sells insurance policies. Requires state producer exam.

What the New Jersey data shows for Insurance Agents

New Jersey's path to insurance agent licensure runs through 59 hours of approved instruction and a passing score on State Insurance Producer Exam, plus a criminal history screening before applicants younger than 18 can be licensed. New Jersey folds the credential into its broader occupational licensing statute, which classifies the training track as "Pre-License Course".

Budget $169 to get started, plus $137 at each renewal on a 2-year cycle. Renewal isn't the end of the cost: 24 hours of continuing education are due every 2-year cycle, a recurring time commitment worth planning for.

On reciprocity, insurance agents should know: Non-resident producer licenses available in most states.

Licensing Requirements in New Jersey

Education / Training Hours
Pre-License Course
59 hours
Exam Requirement
State Insurance Producer Exam
Required
Initial License Fee
$169
Renewal Fee
$137
Renewal Cycle
Every 2 years
Continuing Education
24 hrs/cycle
Criminal History Check
Required
Minimum Age
18 years
Data sources: NCSL Occupational Licensing Database, Institute for Justice, state licensing boards. Verify current requirements with New Jersey licensing authorities before making career decisions.

Frequently Asked Questions

What license do I need for Insurance Agent in New Jersey?
New Jersey requires 59 education/training hours, passing an exam (State Insurance Producer Exam), and an initial fee of $169. A criminal background check is also required.
How do I get certified as an Insurance Agent in New Jersey?
New Jersey licenses insurance agents who complete its requirements (59 education hours) and a passing exam. Verify the latest details with the New Jersey licensing board.
Can I transfer my Insurance Agent license to New Jersey from another state?
Reciprocity for insurance agents nationally works like this: Non-resident producer licenses available in most states. Beyond that baseline, interstate compacts exist for many professions and may smooth a transfer into New Jersey. Verify the specifics with the New Jersey licensing board.
Does New Jersey require a background check for Insurance Agent licensing?
Yes, New Jersey requires a criminal background check as part of the insurance agent licensing process. Disqualifying offenses and review criteria are determined by the state licensing board.
What are the continuing education requirements for Insurance Agent in New Jersey?
Licensed insurance agents in New Jersey must complete 24 hours of continuing education every 2 years. The renewal fee is $137.

Source: NCSL Occupational Licensing Database, Institute for Justice License to Work (3rd Ed.), state licensing board websites NCSL Occupational Licensing Database, Institute for Justice License to Work (3rd Ed.), state licensing board websites