Mortgage Loan Originator / Oregon
2026 data Oregon board official source

Oregon Mortgage Loan Originator License Requirements

Compiled from official public sources by the publisher.

Official regulator records behind the requirements, fees, and renewal cycle for this license.

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Helps borrowers obtain home loans. Requires SAFE MLO Test.

What the Oregon data shows for Mortgage Loan Originators

Oregon's path to mortgage loan originator licensure runs through 20 hours of approved instruction and a passing score on SAFE Mortgage Loan Originator Test, plus a criminal history screening before applicants younger than 18 can be licensed. Oregon folds the credential into its broader occupational licensing statute, which classifies the training track as "NMLS Pre-License Education (20 hours federal requirement)".

Upfront cost is $707, with renewal running $472 on a 1-year cycle. Maintaining the license requires 8 hours of continuing education per 1-year cycle, an ongoing cost applicants often underestimate when budgeting the career.

On reciprocity, mortgage loan originators should know: SAFE Act: federal license recognized across states via NMLS.

Licensing Ease Score

D
Licensing Ease Score
49/100
Mortgage Loan Originator · Oregon

A higher score means this specific license is LESS burdensome to obtain and maintain here than the national requirement corpus, based on education hours, fees, continuing education, and experience requirements, not an overall judgment of the profession or the state.

Education & Training B
20 hours
Documented education/training hours required
Initial Fee F
$707
One-time application/license fee
Renewal Burden F
$472/yr
$472 every 1 year
Continuing Education C+
8.0 hrs/yr
8 hours every 1 year
Experience Required A+
None required
Supervised work experience required before licensure

Licensing Requirements in Oregon

Education / Training Hours
NMLS Pre-License Education (20 hours federal requirement)
20 hours
Exam Requirement
SAFE Mortgage Loan Originator Test
Required
Initial License Fee
$707
Renewal Fee
$472
Renewal Cycle
Every 1 year
Continuing Education
8 hrs/cycle
Criminal History Check
Required
Minimum Age
18 years

Compare & Explore

Compare all states for Mortgage Loan Originator All Oregon licenses
Data sources: NCSL Occupational Licensing Database, Institute for Justice, state licensing boards. Verify current requirements with Oregon licensing authorities before making career decisions.

Frequently Asked Questions

What license do I need for Mortgage Loan Originator in Oregon? ▼
Oregon requires 20 education/training hours, passing an exam (SAFE Mortgage Loan Originator Test), and an initial fee of $707. A criminal background check is also required.
How do I get certified as a Mortgage Loan Originator in Oregon? ▼
Oregon licenses mortgage loan originators who complete its requirements (20 education hours) and a passing exam. Verify the latest details with the Oregon licensing board.
Can I transfer my Mortgage Loan Originator license to Oregon from another state? ▼
Mortgage Loan Originator licenses generally reciprocate as follows: SAFE Act: federal license recognized across states via NMLS. Interstate licensing compacts cover many professions and can further ease a move between states. The Oregon licensing board can confirm the current rules for your credential.
Does Oregon require a background check for Mortgage Loan Originator licensing? ▼
A criminal background check is mandatory for mortgage loan originator licensing in Oregon. The state licensing board sets the disqualifying-offense criteria and review process.
What are the continuing education requirements for Mortgage Loan Originator in Oregon? ▼
To stay licensed as a mortgage loan originator in Oregon, plan on 8 hours of continuing education per 1-year renewal cycle; renewal itself runs $472.

Related Guides

What to do with this mortgage loan originator license

Mortgage Loan Originator in Oregon, with a documented reciprocity path, is one requirement row in a mortgage loan originator-wide, 50-state comparison.

  • See how Oregon's mortgage loan originator requirements compare to every other state before relocating. Mortgage Loan Originator in every state
  • Confirm whether your out-of-state mortgage loan originator license transfers under an interstate compact before starting a new application. Reciprocity guide
  • See how Oregon's overall licensing burden compares to other states, not just this one profession. Oregon overview

Requirements shown are compiled from NCSL and Institute for Justice research; verify current rules with the Oregon licensing board before making career decisions.

Source: NCSL Occupational Licensing Database, Institute for Justice License to Work (3rd Ed.), state licensing board websites

According to the National Conference of State Legislatures and the Institute for Justice, the PlainCredential comparison corpus (current as of May 15, 2026) maps 4,947 state licensing requirement records; see the methodology.

Read our methodology - how this data is sourced, computed, and verified.