Mortgage Loan Originator / Kansas
2026 data Kansas board official source

Kansas Mortgage Loan Originator License Requirements

Compiled from official public sources by the publisher.

Official regulator records behind the requirements, fees, and renewal cycle for this license.

PlainCredential home → About this data

Helps borrowers obtain home loans. Requires SAFE MLO Test.

What the Kansas data shows for Mortgage Loan Originators

To practice as a mortgage loan originator in Kansas, the state licensing board requires 20 documented education or training hours, a passing score on SAFE Mortgage Loan Originator Test. A criminal history background check is also part of the application. Applicants must be at least 18 years old. The regulation sits under Kansas's professional licensing framework, which classifies the training track as "NMLS Pre-License Education (20 hours federal requirement)".

Upfront cost is $156, with renewal running $113 on a 1-year cycle. Renewal isn't the end of the cost: 8 hours of continuing education are due every 1-year cycle, a recurring time commitment worth planning for.

For mortgage loan originators, the reciprocity picture is: SAFE Act: federal license recognized across states via NMLS.

Licensing Ease Score

C
Licensing Ease Score
57/100
Mortgage Loan Originator · Kansas

A higher score means this specific license is LESS burdensome to obtain and maintain here than the national requirement corpus, based on education hours, fees, continuing education, and experience requirements, not an overall judgment of the profession or the state.

Education & Training B
20 hours
Documented education/training hours required
Initial Fee F
$156
One-time application/license fee
Renewal Burden F
$113/yr
$113 every 1 year
Continuing Education C+
8.0 hrs/yr
8 hours every 1 year
Experience Required A+
None required
Supervised work experience required before licensure

Licensing Requirements in Kansas

Education / Training Hours
NMLS Pre-License Education (20 hours federal requirement)
20 hours
Exam Requirement
SAFE Mortgage Loan Originator Test
Required
Initial License Fee
$156
Renewal Fee
$113
Renewal Cycle
Every 1 year
Continuing Education
8 hrs/cycle
Criminal History Check
Required
Minimum Age
18 years

Compare & Explore

Compare all states for Mortgage Loan Originator All Kansas licenses
Data sources: NCSL Occupational Licensing Database, Institute for Justice, state licensing boards. Verify current requirements with Kansas licensing authorities before making career decisions.

Frequently Asked Questions

What license do I need for Mortgage Loan Originator in Kansas? ▼
Kansas's requirements cover 20 hours of education or training, the SAFE Mortgage Loan Originator Test exam, and an initial fee of $156. Applicants also go through a criminal background check.
How do I get certified as a Mortgage Loan Originator in Kansas? ▼
Certification as a mortgage loan originator in Kansas means clearing the state's checklist: 20 hours of education, and a passing exam score. The Kansas licensing board can confirm the current details.
Can I transfer my Mortgage Loan Originator license to Kansas from another state? ▼
Here's how reciprocity typically plays out for mortgage loan originators: SAFE Act: federal license recognized across states via NMLS. Many occupations are additionally covered by interstate licensing compacts that ease cross-state moves. Check with the Kansas licensing board for how this applies to you.
Does Kansas require a background check for Mortgage Loan Originator licensing? ▼
Kansas does require a background check before issuing a mortgage loan originator license. What counts as disqualifying, and how it's reviewed, is up to the state licensing board.
What are the continuing education requirements for Mortgage Loan Originator in Kansas? ▼
To stay licensed as a mortgage loan originator in Kansas, plan on 8 hours of continuing education per 1-year renewal cycle; renewal itself runs $113.

Related Guides

What to do with this mortgage loan originator license

Mortgage Loan Originator in Kansas, with a documented reciprocity path, is one requirement row in a mortgage loan originator-wide, 50-state comparison.

  • See how Kansas's mortgage loan originator requirements compare to every other state before relocating. Mortgage Loan Originator in every state
  • Confirm whether your out-of-state mortgage loan originator license transfers under an interstate compact before starting a new application. Reciprocity guide
  • See how Kansas's overall licensing burden compares to other states, not just this one profession. Kansas overview

Requirements shown are compiled from NCSL and Institute for Justice research; verify current rules with the Kansas licensing board before making career decisions.

Source: NCSL Occupational Licensing Database, Institute for Justice License to Work (3rd Ed.), state licensing board websites

According to the National Conference of State Legislatures and the Institute for Justice, the PlainCredential comparison corpus (current as of May 15, 2026) maps 4,947 state licensing requirement records; see the methodology.

Read our methodology - how this data is sourced, computed, and verified.