Mortgage Loan Originator / Georgia
2026 data Georgia board official source

Georgia Mortgage Loan Originator License Requirements

Compiled from official public sources by the publisher.

State-board requirements, fees, and renewal cycle drawn from official regulator records.

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Helps borrowers obtain home loans. Requires SAFE MLO Test.

What the Georgia data shows for Mortgage Loan Originators

To practice as a mortgage loan originator in Georgia, the state licensing board requires 20 documented education or training hours, a passing score on SAFE Mortgage Loan Originator Test. A criminal history background check is also part of the application. Applicants must be at least 18 years old. The regulation sits under Georgia's professional licensing framework, which classifies the training track as "NMLS Pre-License Education (20 hours federal requirement)".

The initial price tag is $361, and renewal costs $246 every 1 years. Renewal isn't the end of the cost: 8 hours of continuing education are due every 1-year cycle, a recurring time commitment worth planning for.

Reciprocity for this profession works like this: SAFE Act: federal license recognized across states via NMLS.

Licensing Ease Score

D
Licensing Ease Score
49/100
Mortgage Loan Originator · Georgia

A higher score means this specific license is LESS burdensome to obtain and maintain here than the national requirement corpus, based on education hours, fees, continuing education, and experience requirements, not an overall judgment of the profession or the state.

Education & Training B
20 hours
Documented education/training hours required
Initial Fee F
$361
One-time application/license fee
Renewal Burden F
$246/yr
$246 every 1 year
Continuing Education C+
8.0 hrs/yr
8 hours every 1 year
Experience Required A+
None required
Supervised work experience required before licensure

Licensing Requirements in Georgia

Education / Training Hours
NMLS Pre-License Education (20 hours federal requirement)
20 hours
Exam Requirement
SAFE Mortgage Loan Originator Test
Required
Initial License Fee
$361
Renewal Fee
$246
Renewal Cycle
Every 1 year
Continuing Education
8 hrs/cycle
Criminal History Check
Required
Minimum Age
18 years

Compare & Explore

Compare all states for Mortgage Loan Originator All Georgia licenses
Data sources: NCSL Occupational Licensing Database, Institute for Justice, state licensing boards. Verify current requirements with Georgia licensing authorities before making career decisions.

Frequently Asked Questions

What license do I need for Mortgage Loan Originator in Georgia? ▼
In Georgia, the license path calls for 20 education/training hours, a passing score on SAFE Mortgage Loan Originator Test, and a $361 initial fee. A criminal background check is required as well.
How do I get certified as a Mortgage Loan Originator in Georgia? ▼
To become a licensed mortgage loan originator in Georgia, you must meet the state's requirements including 20 hours of education. You must also pass the required examination. Contact the Georgia licensing board to verify current requirements.
Can I transfer my Mortgage Loan Originator license to Georgia from another state? ▼
Here's how reciprocity typically plays out for mortgage loan originators: SAFE Act: federal license recognized across states via NMLS. Many occupations are additionally covered by interstate licensing compacts that ease cross-state moves. Check with the Georgia licensing board for how this applies to you.
Does Georgia require a background check for Mortgage Loan Originator licensing? ▼
Background screening is part of the mortgage loan originator licensing process in Georgia. The state licensing board determines which offenses disqualify an applicant and how appeals are handled.
What are the continuing education requirements for Mortgage Loan Originator in Georgia? ▼
To stay licensed as a mortgage loan originator in Georgia, plan on 8 hours of continuing education per 1-year renewal cycle; renewal itself runs $246.

Related Guides

What to do with this mortgage loan originator license

Mortgage Loan Originator in Georgia, with a documented reciprocity path, is one requirement row in a mortgage loan originator-wide, 50-state comparison.

  • See how Georgia's mortgage loan originator requirements compare to every other state before relocating. Mortgage Loan Originator in every state
  • Confirm whether your out-of-state mortgage loan originator license transfers under an interstate compact before starting a new application. Reciprocity guide
  • See how Georgia's overall licensing burden compares to other states, not just this one profession. Georgia overview

Requirements shown are compiled from NCSL and Institute for Justice research; verify current rules with the Georgia licensing board before making career decisions.

Source: NCSL Occupational Licensing Database, Institute for Justice License to Work (3rd Ed.), state licensing board websites

According to the National Conference of State Legislatures and the Institute for Justice, the PlainCredential comparison corpus (current as of May 15, 2026) maps 4,947 state licensing requirement records; see the methodology.

Read our methodology - how this data is sourced, computed, and verified.