Mortgage Loan Originator / Delaware
2026 data Delaware board official source

Delaware Mortgage Loan Originator License Requirements

Compiled from official source data by PlainCredential

What the state board actually requires: fees, renewal cycle, and requirements from official records.

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Helps borrowers obtain home loans. Requires SAFE MLO Test.

What the Delaware data shows for Mortgage Loan Originators

Delaware's path to mortgage loan originator licensure runs through 20 hours of approved instruction and a passing score on SAFE Mortgage Loan Originator Test, plus a criminal history screening before applicants younger than 18 can be licensed. Delaware folds the credential into its broader occupational licensing statute, which classifies the training track as "NMLS Pre-License Education (20 hours federal requirement)".

The initial price tag is $429, and renewal costs $290 every 1 years. Renewal isn't the end of the cost: 8 hours of continuing education are due every 1-year cycle, a recurring time commitment worth planning for.

For mortgage loan originators, the reciprocity picture is: SAFE Act: federal license recognized across states via NMLS.

Licensing Requirements in Delaware

Education / Training Hours
NMLS Pre-License Education (20 hours federal requirement)
20 hours
Exam Requirement
SAFE Mortgage Loan Originator Test
Required
Initial License Fee
$429
Renewal Fee
$290
Renewal Cycle
Every 1 year
Continuing Education
8 hrs/cycle
Criminal History Check
Required
Minimum Age
18 years

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Compare all states for Mortgage Loan Originator All Delaware licenses
Data sources: NCSL Occupational Licensing Database, Institute for Justice, state licensing boards. Verify current requirements with Delaware licensing authorities before making career decisions.

Frequently Asked Questions

What license do I need for Mortgage Loan Originator in Delaware? ▼
Delaware's requirements cover 20 hours of education or training, the SAFE Mortgage Loan Originator Test exam, and an initial fee of $429. Applicants also go through a criminal background check.
How do I get certified as a Mortgage Loan Originator in Delaware? ▼
Delaware licenses mortgage loan originators who complete its requirements (20 education hours) and a passing exam. Verify the latest details with the Delaware licensing board.
Can I transfer my Mortgage Loan Originator license to Delaware from another state? ▼
For mortgage loan originators, the reciprocity landscape looks like this: SAFE Act: federal license recognized across states via NMLS. Many professions are also covered by interstate licensing compacts that facilitate portability between states. Contact the Delaware licensing board to confirm how it applies to your specific credential.
Does Delaware require a background check for Mortgage Loan Originator licensing? ▼
Background screening is part of the mortgage loan originator licensing process in Delaware. The state licensing board determines which offenses disqualify an applicant and how appeals are handled.
What are the continuing education requirements for Mortgage Loan Originator in Delaware? ▼
Licensed mortgage loan originators in Delaware must complete 8 hours of continuing education every 1 year. The renewal fee is $290.

Related Guides

Source: NCSL Occupational Licensing Database, Institute for Justice License to Work (3rd Ed.), state licensing board websites NCSL Occupational Licensing Database, Institute for Justice License to Work (3rd Ed.), state licensing board websites

Read our methodology - how this data is sourced, computed, and verified.