Mortgage Loan Originator / Connecticut
2026 data Connecticut board official source

Connecticut Mortgage Loan Originator License Requirements

State-board requirements, fees, and renewal cycle drawn from official regulator records.

Helps borrowers obtain home loans. Requires SAFE MLO Test.

What the Connecticut data shows for Mortgage Loan Originators

Connecticut sets the entry bar for mortgage loan originators at 20 training hours and a passing score on SAFE Mortgage Loan Originator Test. A background check is a standard part of the process, and applicants must be 18 or older. The credential is administered under Connecticut's licensing regime, which classifies the training track as "NMLS Pre-License Education (20 hours federal requirement)".

Upfront cost is $516, with renewal running $348 on a 1-year cycle. Renewal isn't the end of the cost: 8 hours of continuing education are due every 1-year cycle, a recurring time commitment worth planning for.

Reciprocity for this profession works like this: SAFE Act: federal license recognized across states via NMLS.

Licensing Requirements in Connecticut

Education / Training Hours
NMLS Pre-License Education (20 hours federal requirement)
20 hours
Exam Requirement
SAFE Mortgage Loan Originator Test
Required
Initial License Fee
$516
Renewal Fee
$348
Renewal Cycle
Every 1 year
Continuing Education
8 hrs/cycle
Criminal History Check
Required
Minimum Age
18 years
Data sources: NCSL Occupational Licensing Database, Institute for Justice, state licensing boards. Verify current requirements with Connecticut licensing authorities before making career decisions.

Frequently Asked Questions

What license do I need for Mortgage Loan Originator in Connecticut?
In Connecticut, the license path calls for 20 education/training hours, a passing score on SAFE Mortgage Loan Originator Test, and a $516 initial fee. A criminal background check is required as well.
How do I get certified as a Mortgage Loan Originator in Connecticut?
To become a licensed mortgage loan originator in Connecticut, you must meet the state's requirements including 20 hours of education. You must also pass the required examination. Contact the Connecticut licensing board to verify current requirements.
Can I transfer my Mortgage Loan Originator license to Connecticut from another state?
Here's how reciprocity typically plays out for mortgage loan originators: SAFE Act: federal license recognized across states via NMLS. Many occupations are additionally covered by interstate licensing compacts that ease cross-state moves. Check with the Connecticut licensing board for how this applies to you.
Does Connecticut require a background check for Mortgage Loan Originator licensing?
Background screening is part of the mortgage loan originator licensing process in Connecticut. The state licensing board determines which offenses disqualify an applicant and how appeals are handled.
What are the continuing education requirements for Mortgage Loan Originator in Connecticut?
Licensed mortgage loan originators in Connecticut must complete 8 hours of continuing education every 1 year. The renewal fee is $348.

Source: NCSL Occupational Licensing Database, Institute for Justice License to Work (3rd Ed.), state licensing board websites NCSL Occupational Licensing Database, Institute for Justice License to Work (3rd Ed.), state licensing board websites